Manhattan, Fort Riley and Wamego real estate and homes for sale in Kansas - Joe Maggio, REALTOR® Joe Maggio REALTOR(r) for Manhattan, Fort Riley and Wamego, Kansas real estate - NUMBER1EXPERT™ Joe Maggio NUMBER1EXPERT(tm) for Manhattan, Fort Riley and Wamego, Kansas real estate
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Joe Maggio, REALTORŪ, real estate agent and broker for Manhattan, Fort Riley and Wamego Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-270-8706 ext 202.


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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
What are the world's most valuable chairs?

A 
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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Joe Maggio, REALTORŪ, real estate agent and broker for Manhattan, Fort Riley and Wamego Kansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Joe Maggio
RE/MAX Manhattan, REALTORS

2304 Skyvue Lane
Manhattan, KS. 66502
Phone: 785-776-4488 ext. 202
Toll Free: 800-270-8706 ext. 202
Fax: 785-776-4977
Email: mail@joemaggio.com

As a true full-time real estate professional, I take my duties and responsibilities very seriously. By doing so, I have gained tremendous knowledge of my market, developed powerful negotiating skills and created extremely effective marketing and servicing programs-all of which have saved my clients hundreds to thousands of dollars when buying or selling their house. If professional service and guidance is important to you, then it's time to contact me. It would be my pleasure to show you how I am truly "Making a Difference".

Equal HousingMLSREALTOR


RE/MAX Manhattan, REALTORS real estate and homes for sale in Manhattan, Fort Riley and Wamego Kansas

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